Stiftung Warentest warns of life insurance, which presents the representative for completion and distribution costs, a separate bill. Common is that acquisition and distribution costs may be included in the insurance premium, in some policies but these costs are related not only separately but completed two contracts. This is for example in the policies of PrismaLife and Atlanticlux the case.
means for the customer so that he, the acquisition and distribution costs paid in any event, even if the insurance contract prematurely terminated. By law, a notice may, however, draw any more costs for security. Therefore, the district court of Rostock also decided in favor of a customer to pay the fee in the amount of 8500 €, although he was terminated after three months of the insurance contract (Az: 10 O 137/10). The verdict has been appealed.
are separate development, the net costs of such policies are often much too high, insurance expert Michael Wortberg warning from the Consumer Central Rhineland-Palatinate.
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